Home insurance is designed to protect you and your family from serious financial loss, but what happens if you get sued? Will home insurance cover your expenses? Unfortunately it won't. However if you purchase an umbrella insurance policy with us at Commonwealth Insurance Center, you can get the extra coverage you need to be safe from these damaging lawsuits.
Umbrella insurance is defined as "extra liability insurance." It covers situations in which you could be sued and protects you from serious Virginia personal injury lawsuits. Beyond personal injury, it can also cover a wide range of legal problems including libel, slander, property damage, false arrest, and coverage for problems that occur on rental properties.
For example, if a friend is visiting your Williamsburg, VA home and their child is attacked by your dog, umbrella insurance will help cover any damages that occur as a result of a lawsuit. It protects you from losing an excessive amount of money in this troubling situations and keeps you financial stable and secure.
Umbrella insurance is defined as "extra liability insurance." It covers situations in which you could be sued and protects you from serious Virginia personal injury lawsuits. Beyond personal injury, it can also cover a wide range of legal problems including libel, slander, property damage, false arrest, and coverage for problems that occur on rental properties.
For example, if a friend is visiting your Williamsburg, VA home and their child is attacked by your dog, umbrella insurance will help cover any damages that occur as a result of a lawsuit. It protects you from losing an excessive amount of money in this troubling situations and keeps you financial stable and secure.
Imagine a scenario where you throw a large Fourth of July barbecue party on your property and invite over a dozen of your best friends. During the party, one of your friends trips over a crack in your pavement, lands on the grill, and gets severely burned. You are to blame here for failing to fix the crack and closing the grill. Your friend sues you and you are found liable for their hospital bills, which cost over $100,000.
Without Virginia-based umbrella insurance, you are going to struggle to pay these costs. With it, your insurance will kick in to help cover these payments. We know it might seem costly to add another policy to your insurance payments, but you'll be glad you did when you're in court and you know you're protected by your umbrella insurance policy.
With Commonwealth Insurance Center, you can save money on your Williamsburg, VA umbrella policy by working with our high-quality insurance agents. They will help you find an umbrella insurance policy that works for your needs. Please contact us today to learn more about how we can help you.
