One of your most important auto insurance needs to meet in Virginia is your need for liability coverage. At Commonwealth Insurance Center, we offer liability coverage as well as numerous additional types of insurance coverage in Williamsburg, VA.
The following are three things to know about auto liability insurance in Virginia.
You need to meet bodily injury requirements.
One of the most important requirements to meet with your auto liability coverage is the bodily injury coverage requirement.
You need to carry at least $25,000 in bodily injury coverage per person in an accident. Also, you need to carry $50,000 total in bodily injury coverage for every individual accident you’re involved in.
You need to meet property damage coverage requirements.
Another requirement that you need to meet in Virginia is the requirement for property damage coverage. In Virginia, the property damage coverage requirement for auto insurance policies is $20,000.
If you don’t purchase liability coverage, you have to pay a large fee.
Unlike many other states, you do have a choice to forego auto insurance coverage in Virginia. However, it’s important to note that this is an expensive choice to make.
If you forego auto insurance coverage in Virginia, you will be required to pay a fee of $500 to the state DMV. Although you have to pay this fee, you don’t enjoy any type of auto insurance coverage for paying it.
It’s definitely a better idea to put your money toward auto insurance coverage than paying a DMV fee that you’ll get nothing back for.
Are you looking for a solution to your auto insurance needs in Williamsburg, VA? We can help at Commonwealth Insurance Center. Contact us for information on our auto insurance policy offerings.