The agents at the Commonwealth Insurance Center serving the beautiful Williamsburg, VA area are ready to assist you with all your insurance needs, including boat insurance.
If you own a boat or other type of watercraft, the state of Virginia does not require boat insurance, but it is still a good idea to have an active policy. This is because boat insurance will protect your investment in your boat or another type of watercraft if it is damaged or destroyed by some disaster.
What Does Boat Insurance Cover?
Boat insurance is very similar to auto insurance in the fact that you can get different types of coverage options on your boat insurance policy. For instance, a boat insurance liability policy is critical to have since you never know when an accident will occur. If an accident is deemed to be your fault, then you are responsible for paying the medical bills if anyone is injured in the accident, as well as any property damage that occurs. This type of insurance policy will assist you with all of this.
Collision and Comprehensive Boat Insurance
If you borrowed money to purchase your boat or other type of watercraft, your lender probably already requires you to have a boat insurance policy in place. Collision and comprehensive insurance coverage options are significant because they can help repair your boat if it collides with another boat or a stationary object.
Comprehensive insurance will help you get your boat or watercraft repaired or replaced if it is stolen or damaged by a natural disaster, fire, or even some sort of act of vandalism.
Contact Commonwealth Insurance Center
To protect the investment you made in your beloved boat or other type of watercraft, call the agents at the Commonwealth Insurance Center serving the Williamsburg, VA area today to create a boat insurance policy that is best for you and your situation.