The type of motorcycle you ride, your riding habits, and various other circumstances significantly influence the kind of motorcycle coverage you need. For further information, contact an agent at Commonwealth Insurance Center in Williamsburg, VA, for a personalized quote, and continue perusing this informative guide below.

Different Motorcycle Types

Different styles like cruisers, sport bikes, and touring motorcycles have varying risk profiles. If you own a customized, fully-equipped Harley-Davidson, you’ll likely require more coverage than a budget-friendly scooter. However, size and cost aren’t the only determinants influencing some bikes’ insurability.

Motorcycles are accorded crash ratings, which insurance companies exploit to determine your premium. The safer your bike, the easier it is to find affordable insurance. On the other hand, if your bike is a high-hp bruiser with abundant torque, you may end up paying more than you would for a stock motorcycle built with an emphasis on safety over speed.

Various factors, including the cost of your bike, upgrades, and customization, impact your insurance costs. Our team of agents caters to your personal needs, keeping in mind the type of bike you ride and your individual riding habits.

Riding Habits and Motorcycle Insurance

If you ride your motorcycle to work, your cool quotient in the office is probably off the charts. However, you’re likely to incur higher insurance costs than weekend cruisers who accrue fewer miles. The terrain you ride, whether the track, the highway, or in the mountains, affects the risks you face and, consequently, your insurance costs.

Introducing a Personalized Motorcycle Insurance Review

Opt for an insurance agency with a rich history of providing custom-tailored motorcycle insurance policies. As soon as you step through our doors, a knowledgeable agent will be waiting to assist. Do you wish to discuss your motorcycle insurance needs? Seek an appointment with Commonwealth Insurance Center in Williamsburg, VA today!