Tips to Avoid Getting in a Deer Accident

Whether you are driving through the city of Williamsburg, VA or are in the rural outskirts of the city, there is a chance you will come upon a deer. The times when you are at the greatest risk of hitting a deer is during migration and mating season, which is generally between October and December. Deer are most often seen first thing in the morning and at dusk. The typical deer can weigh 200 pounds or more, so hitting one with your car can cause significant damage, even death. Here are a few tips to avoid getting in an accident with a deer.

Use High Beams

If you are driving in an area that is known to have deer, for the best visibility, it’s best to drive with your high beams on. This will allow you to have a better view of the side of the road as well as what’s ahead of you, but keep in mind that if another vehicle is approaching, be sure to turn your high beams off to avoid limiting the vision of the driver coming toward you.

Advance Slowly

If you see deer standing on or on the side of the road, advance slowly. Startling the deer can cause them to run in an attempt to avoid your vehicle. Unfortunately, they may run right in front of you. Keep in mind that not only is it possible for you to hit a deer, but deer can hit you. While trying to run, it is common for deer to ram into the side and even the top of a vehicle, so use extreme caution if you see a deer.

Sound the Horn & Flash the Lights

If there are deer in the middle of the road, do not attempt to go around them. Instead, slow down and flash your lights and sound the horn until the deer are out of harm’s way. If you must stop because of deer in the road, keep a safe distance between your vehicle and the deer and continue to sound the horn and flash the lights until they leave the road.

One of the most important things to keep in mind is that if you see one deer, there are probably several more in the area, so drive with extreme caution. If you can’t avoid colliding with a deer, try not to swerve; it will increase the chance of you losing control of your vehicle. If you do hit a deer, contact the proper authorities and Commonwealth Insurance Center as soon as possible.

Residents of Williamsburg, VA who want to learn more information about deer accidents should contact Commonwealth Insurance Center.

How Much Auto Insurance Do You Need For Your New Vehicle?

Once you buy a new automobile, the next step is to purchase the right amount of insurance. Many people in the Williamsburg, VA area are unsure about the amount of coverage they need for their new vehicle. Learn what type and how much automobile insurance you need before you even drive home, to protect you from losses.

What Type Of Insurance

If you are either purchasing or financing a new vehicle, you should probably select full coverage insurance. Without full coverage, you may not have the funds available to repair or replace a new vehicle. If you are financing, most states now require you to carry full coverage insurance at all times during the financing period. Once you begin shopping for your insurance, you will have to decide on a deductible, as well as covered amounts. Some of the coverage amounts you must select include hospitalization, liability, and uninsured motorist. 

Selecting A Deductible

When selecting a deductible, you should know that the more your deductible is, the lower your monthly premium will be. If your premium is high, your deductible will be low. If you are on a tight budget, you may want to select the higher deductible to keep your bill low every month. Just keep in mind that you will have to come up with a larger amount of money in the event of a covered accident before the insurance pays for any damages to your vehicle.

If you are looking for superior automobile insurance that you can count on when you need it, check out Commonwealth Insurance Center. The insurance representative at Commonwealth Insurance Center in Williamsburg, VA can help you discover your coverage options, and select a plan that is right for your needs.