If you have a classic, collector’s, or antique car in Williamsburg, VA, you need a classic car insurance policy tailored to suit your car. Classic car insurance differs from standard auto insurance in that your classic vehicle appreciates compared to typical cars that start depreciating from the moment you start driving.
But I don’t drive my classic daily; why is insurance necessary? If you have been looking for reasons to justify classic car insurance, Commonwealth Insurance Center gives you four advantages of investing in this coverage.
Similar to driving a conventional car, you can cause accidents when driving your classic vehicle. When you are deemed liable for accidents, you could face bodily and property damage claims that can amount to thousands of dollars. Fortunately, a classic car insurance policy ensures you don’t incur out-of-pocket expenses when liability claims come calling.
Protects the value of your car
When you subscribe to classic car insurance coverage, you agree on a value with your insurer, protecting your vehicle’s unique value. Unlike standard auto insurance that assumes your car depreciates as you continue driving, classic car insurance considers the fact that your classic vehicle value appreciates as years go on.
Since most classic cars are rarely driven, purchasing this coverage is quite affordable compared to new vehicles and even some second-hand models. With classic car insurance, you don’t have to break the bank to preserve your heritage.
Since classic cars are likely to break down than your typical vehicle, you need help when it stalls away from home. Roadside assistance provides services like flatbed towing to ensure that your vehicle is safely relocated to a garage.
Buy classic car insurance today!
Given that you treasure your classic car, it’s wise to keep it insured. If you are in Williamsburg, VA and its environs, please contact Commonwealth Insurance Center for an affordable quote.